Privacy Policy

1. Our Commitment to Privacy

At Hullings Capital, we value your trust and are committed to protecting your personal and financial information. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of your information when you use our banking services.

2. Information We Collect

We collect information that identifies you and your financial activities to provide you with secure and efficient banking services. This includes:

• Personal Information: Name, address, email, phone number, date of birth, and government-issued ID numbers (e.g., SSN).
• Financial Information: Account balances, transaction history, credit history, and payment details.
• Technical Information: IP address, device information, and login data when you access our online or mobile banking platforms.

3. How We Use Your Information

We use your information to:

• Process transactions and manage your accounts.
• Verify your identity and prevent fraud.
• Communicate with you about your accounts and our services.
• Comply with legal and regulatory requirements.
• Improve our products and services.

4. Information Sharing

We do not sell your personal information. We may share your information with:

• Service Providers: Third parties who perform services on our behalf, such as data processing and card production.
• Credit Bureaus: To report your credit history and verify your creditworthiness.
• Legal Authorities: When required by law, court order, or to protect our rights and property.

5. Data Security

We implement robust security measures to protect your information, including:

• Encryption: We use 256-bit SSL encryption to protect data transmission.
• Access Controls: We restrict access to your information to authorized employees only.
• Monitoring: We continuously monitor our systems for suspicious activity and potential vulnerabilities.

6. Your Rights

Depending on your jurisdiction, you may have the right to access, correct, or delete your personal information. You can manage your communication preferences and account settings through our online banking platform.

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last Updated" date.

8. Contact Us

If you have questions about our privacy practices, please contact our Privacy Office at: