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Frequently Asked Questions

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Online Banking

How do I update my contact information? expand_more

You can update your email and phone number in the "Profile" section of Online Banking.

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Can I access Online Banking from abroad? expand_more

Yes, you can access your account from anywhere with an internet connection. We recommend using a secure VPN.

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How do I set up alerts? expand_more

Go to "Settings" > "Alerts" to configure email or SMS notifications for low balances, large transactions, and more.

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Is there a fee for Online Banking? expand_more

Hullings Capital Online Banking is free for all personal and business account holders.

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Can I pay bills online? expand_more

Yes, our Bill Pay feature allows you to pay utility bills, credit cards, and more directly from your account.

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How do I transfer funds between accounts? expand_more

Log in, go to "Transfers", select the source and destination accounts, enter the amount, and confirm.

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What if I forget my password? expand_more

Click "Forgot Password" on the login page. You will need to verify your identity to reset it.

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Can I view my statements online? expand_more

Absolutely. You can view, download, and print up to 7 years of statements through Hullings Capital Online Banking.

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Is Hullings Capital Online Banking secure? expand_more

Yes, Hullings Capital uses advanced encryption and multi-factor authentication to ensure your data is safe.

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How do I enroll in Hullings Capital Online Banking? expand_more

To enroll in Hullings Capital Online Banking, click the "Register" button on our homepage and follow the prompts.

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General

How do I order checks? expand_more

You can order checks directly through Online Banking or by visiting a branch.

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Do you offer business banking? expand_more

Yes, we provide a full suite of business banking solutions including checking, savings, and lending.

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What is the routing number for Hullings Capital? expand_more

Our routing number is located at the bottom left of your checks. You can also find it in the "Account Details" section online.

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How can I contact customer support? expand_more

You can reach us via phone, email, or secure message within Online Banking.

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Does Hullings Capital offer loans? expand_more

Yes, we offer personal, auto, and mortgage loans with competitive rates.

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How do I report a lost or stolen card? expand_more

Call our 24/7 support line immediately or lock your card instantly via the Hullings Capital Mobile App.

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Where are your ATMs located? expand_more

Use our ATM locator tool to find thousands of surcharge-free ATMs nationwide.

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What documents do I need to open an account? expand_more

You will need a valid government-issued ID, proof of address, and your Social Security number or Tax ID.

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How do I open a new account? expand_more

You can open an account online in minutes or visit any Hullings Capital branch.

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What are Hullings Capital's business hours? expand_more

Our branches are open Mon-Fri 9am-5pm. Online and Mobile Banking are available 24/7.

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Security

What is "Zero Liability" protection? expand_more

You are not held responsible for unauthorized transactions if you report them promptly.

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Can I restrict where my card is used? expand_more

Yes, use Card Controls in the app to set spending limits or block international transactions.

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What is a secure message? expand_more

Secure messages are communications sent within our encrypted Online Banking platform, ensuring your data stays private.

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Does Hullings Capital monitor for fraud? expand_more

Yes, our fraud detection systems monitor your account 24/7 for unusual activity.

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How often should I change my password? expand_more

We recommend changing your password every 90 days and using a unique, complex password.

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Is the Mobile App secure? expand_more

Yes, the app uses biometric login (FaceID/TouchID) and does not store sensitive data on your device.

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What should I do if I see a suspicious transaction? expand_more

Contact us immediately. We will investigate and can freeze your account to prevent further unauthorized activity.

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How do I spot a phishing email? expand_more

Hullings Capital will never ask for your password or PIN via email. Look for generic greetings and suspicious links.

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What is Multi-Factor Authentication (MFA)? expand_more

MFA adds an extra layer of security by requiring a code sent to your phone or email when logging in from a new device.

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How does Hullings Capital protect my information? expand_more

We use 256-bit encryption, firewalls, and continuous monitoring to protect your data.

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Mobile App

What if I lose my phone? expand_more

Your account is safe as it requires a password or biometrics. You can also contact us to disable mobile access.

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Is the app compatible with tablets? expand_more

Yes, our app is optimized for both smartphones and tablets.

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Can I lock my debit card from the app? expand_more

Yes, if you misplace your card, you can instantly lock it to prevent unauthorized use.

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How do I enable push notifications? expand_more

Go to your phone settings and allow notifications for the Hullings Capital app.

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Can I view my credit score in the app? expand_more

Yes, eligible customers can view their FICO® Score for free within the app.

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Does the app support Touch ID / Face ID? expand_more

Yes, you can enable biometric login for quick and secure access.

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Is there a limit on mobile deposits? expand_more

Yes, daily and monthly limits apply. Check the app for your specific limits.

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Can I deposit checks with my phone? expand_more

Yes, Mobile Deposit allows you to snap a photo of your check to deposit it securely.

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What features are available in the app? expand_more

Check balances, transfer funds, deposit checks, pay bills, and locate ATMs.

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Where can I download the Hullings Capital app? expand_more

Download it from the Apple App Store or Google Play Store.

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Still need help?

Our support team is available 24/7 to assist you with any questions or concerns.